Ask any charity finance lead how much legacy income to expect next year, and you’ll usually get one of two answers: an honest shrug, or a number they don’t quite believe themselves.
Making Tax Digital for Income Tax (MTD for ITSA) has been on the horizon for so long that when the first quarterly deadline actually arrived, it felt surreal.
Trust is the currency of the charity sector: donors trust their money will be used well, beneficiaries trust that decisions are made with their interests at heart, and the public trusts that charitable status means something.
Most business owners only think about their credit rating when something goes wrong: a supplier suddenly asks for payment upfront, a lender says no, or a loan comes with a worse rate than expected. By then, the damage is usually already done.
